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House of Travel payment options


If you're dreaming of a much-needed holiday but don't have the funds upfront, interest-free travel finance could be the answer you've been looking for. At House of Travel, we offer a range of payment options to help you spread the cost of your holiday, including interest-free finance.

With our interest-free finance options, you can avoid the high-interest rates of traditional credit cards and make your dream holiday a reality. Whether you're planning a family vacation, a romantic getaway, or a solo adventure, our holiday finance options can help you get there without breaking the bank. So why wait? Explore our range of interest-free travel finance options and start planning your dream holiday today.

Gem Visa Card

Gem Visa/Gem CreditLine

Start paying today for your next holiday and go interest free with Gem Visa. The better way to pay. That’s right, Gem offers a range of finance options available at all House of Travel stores, nationwide. Just ask in-store for the Gem Visa deal that suits you.

Gem Visa is also a smart, everyday credit card that gives you freedom to take advantage of great deals and opportunities at home and abroad. Use your Gem Visa anywhere that Visa is accepted and when you spend $250 or more, you automatically receive 6 months interest free^. Imagine that, while you are on holiday!

Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa/$55 Gem CreditLine (charged $27.50 half-yearly)). Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the remaining monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies.



Did you know you can book travel with House of Travel and pay by Laybuy?
Laybuy lets you book your travel right now and spread the total cost over 6 weekly automatic payments. Interest free.

How does it work?
The value of the booking up to your Laybuy limit is split over 6 payments, with one sixth due at the time of purchase. The remainder is split over 5 weekly automatic payments.

    Q card

    Q Card & Q MasterCard

    Secure your dream trip now using your Q Card or Q Mastercard and enjoy a flexible payment plan that suits you. Simply click below to learn more about our interest free offers and how to apply for a card. If you have a card already ,then you’re all set – simply let your local House of Travel know you’re ready to book with Q.

    Or view our other partner offers:


    ASB True Rewards

    ASB True Rewards is ASB’s credit card loyalty programme.  Every time you use your ASB credit card, you’ll earn True Rewards Dollars. They add up fast, so before you know it, you’ll have enough to spend on the travel you want at House of Travel.
    > ASB True Rewards
    > ASB Rewards Credit Cards

    ASB True Rewards Card


    Every time you swipe your Farmlands Card in-store at House of Travel, you’ll save money by avoiding the 2.5% credit card fee. Not only that, your transaction will be on your Farmlands statement for convenience and you are contributing towards your Co-operative.

    Farmlands Card Accepted at House of Travel


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