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Q Card & Q Mastercard
 

Q Card & Q Mastercard®

Have your eye on a dream getaway?
Start the excitement now by locking in your first choice of flights, tours, hotel rooms or with one of our flexible interest free offers! Don’t have an account already? The application process is easy and you can apply online for Q MasterCard, once approved you can start enjoying all the benefits of a Q Mastercard, including Long Term Interest Free Offerings across a huge range of retail partners! See below for details including terms & conditions.

Click on the APPLY NOW tab below for a Pre-Approved credit limit on Q Mastercard before you head in-store.


16 Months Interest Free*

  • Minimum purchase amount $499 
  • A HOT fee of 2.5% applies
  • Offer is available in-store only until further notice
  • Lending criteria, $50 Annual Account Fee, fees, Ts&Cs apply
  • At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 28.50% p.a. applies
  • $55 Establishment Fee or $35 Advance Fee applies to Long Term Finance Purchases, see below for full details.



12 Months Interest Free#

  • Minimum purchase amount $499 
  • A HOT fee of 2.5% applies
  • Offer is available in-store only until further notice
  • Lending criteria, $50 Annual Account Fee, fees, Ts&Cs apply
  • At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 28.50% p.a. applies
  • $55 Establishment Fee or $35 Advance Fee applies to Long Term Finance Purchases, see below for full details.



6 Months Payment Holiday & Interest Free

  • Minimum purchase amount $499 
  • Offer is available in-store only until further notice
  • Lending criteria, $50 Annual Account Fee, fees, Ts&Cs apply
  • At end of interest free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 28.50% p.a. applies




Already have a Q Card or Q Mastercard?
Start shopping today

If you already have a Q Card or Q Mastercard simply come instore and let your travel consultant know which payment option you’d like to go with.


Terms & Conditions.

^#* House of Travel fee of 2.5% applies for all Q Card and Q Mastercard payments. Changes and cancellations made after bookings are processed may incur additional charges. Lending criteria, fees, terms and conditions apply. Rate and fees correct at date of publication, subject to change. Mastercard and The Mastercard Brand mark are registered trademarks of Mastercard International Incorporated. 

 *
16 Months Interest Free*
16 months interest free is available on Long Term Finance (LTF) for in-store purchases only. Min spend $499. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

#12 Months Interest Free* 
12 months interest free is available on Long Term Finance (LTF) for in-store purchases only. Min spend $499. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

6 Months Interest Free* 
6 Months No Payments & No Interest (“Payment Holiday”) is available on Long Term Finance (LTF) for in-store & online purchases. Min Spend $499. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. Standard Interest Rate of 28.50% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees correct as at date of publication, subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

 

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