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Gem Visa
T&Cs & fees apply incl. a $55 Gem Visa estb. fee & annual fees ($52 Gem Visa/$50 CreditLine). Interest rate (currently Gem Visa 25.99%p.a./CreditLine 29.95%p.a.) applies after any interest free term ends. Credit provided by Latitude Financial Services Ltd.
 

Gem Visa/Gem CreditLine

It’s now easier than you think to purchase House of Travel’s exciting new travel deals, from flights through to accommodation and experiences. Now is the time to book that ultimate holiday adventure you have been dreaming about or check out some inspirational travel stories to find the right trip for you.

With Gem Visa, we have a range of Interest Free or Interest Free and Deferred Payment finance plans to choose from to suit your circumstances. Not only will you be able to finance your holiday, you will also receive a Gem Visa credit card to benefit from 6 months interest free on any other purchases you make (of NZ$250 or more) anywhere in the world that Visa is accepted^.

These deals are only available in-store, not online.



16 Months No Interest and No Repayments ^

  • No interest, no payments for 16 months
  • Minimum purchase amount $499 on all travel purchases
  • Normal credit and lending criteria and fees apply
  • A House of Travel fee of 2.5% applies#
  • See terms and conditions* below or ask in-store for details

To apply for a Gem Visa, click on the APPLY HERE link below. Once you have received an approval email from Gem Visa, bring this into your local House of Travel store along with a valid photo ID and proof of address (as specified by Gem Visa) and we can finish the approval process and help you book your travel.



    Apply here, subject to approval in-store    




12 Months Interest Free Deferred*

  • No interest, no payments for 12 months
  • Minimum purchase amount $499 on all travel purchases
  • Normal credit, lending criteria and fees apply
  • A House of Travel fee of 2.5% applies#
  • See terms and conditions* below or ask in-store for details

To apply for a Gem Visa, click on the APPLY HERE link below. Once you have received an approval email from Gem Visa, bring this into your local House of Travel store along with a valid photo ID and proof of address (as specified by Gem Visa) and we can finish the approval process and help you book your travel.



    Apply here, subject to approval in-store    




6 Months Interest Free^ 

  • Available to all Gem Visa customers
  • Get 6 months interest free on Visa purchases of $250 or more
  • A minimum payment is required each month over the duration of 6 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A House of Travel fee of 2.5% applies#
  • Normal credit, lending criteria and fees apply
  • See terms and conditions^ below or ask in-store for details

 

    Apply here    




 

Terms and Conditions

*Interest free deferred finance

House of Travel 2.5% fee applies. A minimum purchase amount may apply. Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Payment for your purchase will be deferred for the stated period. During the deferred payment period, no interest will accrue and no monthly payments need to be made.  If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a. / Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period.  Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

^Interest free finance

House of Travel 2.5% fee applies. Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Amount payable will be shown on your monthly statement. Paying only the minimum monthly repayment of 3% of the remaining monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a. for GEM Visa / Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

#HOT FEE:

House of Travel fee of 2.5% applies for all Gem Visa purchases. Changes and cancellations made after bookings are processed may incur additional charges.

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