Terms and Conditions
*Interest free deferred finance
House of Travel 2.5% fee applies. A minimum purchase amount may apply. Normal credit and lending criteria and fees including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine) apply. Payment for your purchase will be deferred for the stated period. During the deferred payment period, no interest will accrue and no monthly payments need to be made. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a. / Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.
^Interest free finance
House of Travel 2.5% fee applies. Normal credit and lending criteria and fees including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine) apply. Amount payable will be shown on your monthly statement. Paying only the minimum monthly repayment of 3% of the remaining monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a. / Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.
#HOT FEE:
House of Travel fee of 2.5% applies for all Gem Visa purchases. Changes and cancellations made after bookings are processed may incur additional charges.