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Gem Visa
 

Gem Visa

It’s now easier than you think to purchase House of Travel’s exciting new travel deals, from flights through to accommodation and experiences. Now is the time to book that ultimate holiday adventure you have been dreaming about or check out some inspirational travel stories to find the right trip for you.

With Gem Visa, we have a range of interest free or deferred payment finance plans to choose from to suit your circumstances. Not only will you be able to finance your holiday, you will also receive a Gem Visa credit card to benefit from 6 months interest free on any other purchases you make NZ$250 or more anywhere in the world that Visa is accepted^.

These deals are only available in-store, not online.



16 months no payments and no interest on purchases $799 and over*

  • No interest, no payments for 16 months
  • Minimum purchase amount $799 on all travel purchases
  • Normal credit, lending criteria and fees apply
  • A House of Travel fee of 2.5% applies#
  • See terms and conditions* below or ask in-store for details

To apply for a Gem Visa, click on the APPLY HERE link below. Once you have received an approval email from Gem Visa, bring this into your local House of Travel store along with a valid photo ID and proof of address (as specified by Gem Visa) and we can finish the process and help you book your travel.



    Apply here, subject to approval in-store    




12 Months Interest Free Deferred

  • No interest, no payments for 12 months
  • Minimum purchase amount $499 on all travel purchases
  • Normal credit, lending criteria and fees apply
  • A House of Travel fee of 2.5% applies#
  • See terms and conditions* below or ask in-store for details

To apply for a Gem Visa, click on the APPLY HERE link below. Once you have received an approval email from Gem Visa, bring this into your local House of Travel store along with a valid photo ID and proof of address (as specified by Gem Visa) and we can finish the approval process and help you book your travel.



    Apply here, subject to approval in-store    




6 Months Interest Free

  • Available to all Gem Visa customers
  • Get 6 months interest free on Visa purchases of $250 or more
  • A minimum payment is required each month over the duration of 6 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A House of Travel fee of 2.5% applies#
  • Normal credit, lending criteria and fees apply
  • See terms and conditions^ below or ask in-store for details

 

    Apply here    




 

Terms and Conditions

*Interest free deferred finance

Normal credit, lending criteria and fees including a $55 establishment fee and an $52 annual fee applies. Payment for your purchase will be deferred for the stated period. During the deferred payment period, no interest will accrue and no monthly payments need to be made.  If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will accrue interest and will be included in the minimum monthly payment amount shown on your monthly statement. Prevailing interest rate (currently 25.99% p.a.) applies to any remaining balance on the expiry of the interest free period.  Gem Visa is provided by Latitude Financial Services Limited.

^Interest free finance

Normal credit, lending criteria and fees including a $55 establishment fee and annual fee ($52 Gem Visa) apply. Amount payable will be shown on your monthly statement. Paying only the minimum monthly repayment of 3% of the remaining monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa is provided by Latitude Financial Services Limited.

#HOT FEE:

House of Travel fee of 2.5% applies for all Gem Visa purchases. Changes and cancellations made after bookings are processed may incur additional charges.

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