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Gem Visa
 

Gem Visa/Gem CreditLine

It’s now easier than you think to purchase House of Travel’s exciting new travel deals, from flights through to accommodation and experiences. Now is the time to book that ultimate holiday adventure you have been dreaming about or check out some inspirational travel stories to find the right trip for you.

With Gem Visa, we have a range of Interest Free or Interest Free and Deferred Payment finance plans to choose from to suit your circumstances. Not only will you be able to finance your holiday, you will also receive a Gem Visa credit card to benefit from 6 months interest free on any other purchases you make (of NZ$250 or more) anywhere in the world that Visa is accepted^.

These deals are only available in-store, not online.



16 Months Interest Free^ 

  • Available on participating Gem Visa or Gem Creditline credit cards only
  • Get 16 months interest free on Visa purchases of $499 or more
  • A minimum payment is required each month over the duration of 16 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A House of Travel fee of 2.5% applies#
  • Normal credit, lending criteria and fees apply
  • See terms and conditions^ below or ask in-store for details

 

  Click here to apply before you head in-store  




12 Months Interest Free^ 

  • Available on participating Gem Visa or Gem Creditline credit cards only
  • Get 12 months interest free on Visa purchases of $499 or more
  • A minimum payment is required each month over the duration of 12 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A House of Travel fee of 2.5% applies#
  • Normal credit, lending criteria and fees apply
  • See terms and conditions^ below or ask in-store for details

 

  Click here to apply before you head in-store.  




6 Months Interest Free^ 

  • Available on participating Gem Visa or Gem Creditline credit cards only
  • Get 6 months interest free on Visa purchases of $250 or more
  • A minimum payment is required each month over the duration of 6 months
  • Paying only the minimum payment will not pay off the balance in full before the expiry of the plan
  • A House of Travel fee of 2.5% applies#
  • Normal credit, lending criteria and fees apply
  • See terms and conditions^ below or ask in-store for details

 

  Click here to apply before you head in-store.  




 

Terms and Conditions

^Interest free finance
House of Travel 2.5% fee applies. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee, annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)), apply. Prevailing interest rate (currently Gem Visa 28.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit by Latitude Financial Services Limited. For cash advances, an interest rate of 29.95% p.a. and fees of $2 Gem Visa/$6 Gem CreditLine applies. Further information on rates and fees can be found at gemfinance.co.nz.

#HOT FEE:
House of Travel fee of 2.5% applies for all Gem Visa purchases. Changes and cancellations made after bookings are processed may incur additional charges.

 

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