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Gem Visa
 

Gem Visa

Gem Visa: Buy Now, Pay later

It’s now easier than you think to purchase House of Travel’s exciting new travel deals, from flights through to accommodation to experiences. Now is the time to book that ultimate holiday adventure you have been dreaming about or check out some inspirational travel stories to find the right trip for you.

With Gem Visa, we have a range of finance interest free or deferred payment packages to choose from to suit your circumstances. These deals are only available in-store, not online. Not only will you be able to finance your holiday, you will also receive a Gem Visa credit card to benefit from 6 months interest free on all purchases you make NZ$250.00 or more anywhere in the world that Visa is accepted.*

16 Months No payments and No interest until July 2020 on purchases $799 and over*

  • No interest, no payments for 16 months
  • Minimum purchase amount $799 on all travel purchases
  • Normal credit and lending criteria and fees apply
  • A House of Travel Fee of 2.5% applies  
  • See terms and conditions below or ask in-store for details 
  • Available in-store only. Not available online at houseoftravel.co.nz
Click the below apply now link to get started. Once you have received a pre-approval email from GEM, bring this into your local House of Travel store along with photo ID and proof of address and we can finish the approval process. You can book your travel as soon as you are approved.

    Apply here, subject to approval in-store    




12 Months Interest Free Deferred

  • No interest, no payments for 12 months
  • Minimum purchase amount $499 on all travel purchases
  • Normal credit and lending criteria and fees apply
  • A House of Travel Fee of 2.5% applies  
  • See terms and conditions below or ask in-store for details
  • Available in-store only. Not available online at houseoftravel.co.nz 
Click the below apply now link to get started. Once you have received a pre-approval email from GEM, bring this into your local House of Travel store along with photo ID and proof of address and we can finish the approval process. You can book your travel as soon as you are approved.

    Apply here, subject to approval in-store    




6 Months Interest Free

  • Available to all Gem Visa customers
  • Available to all Gem Visa customers
  • Minimum purchase amount $250 on all purchases everywhere Visa is accepted worldwide
  • Shoppers Protection insurance is available to safeguard your purchases
  • Normal credit and lending criteria and fees apply
  • A House of Travel fee may apply
  • See terms and conditions below or ask in-store for details
    Apply here    




 

Terms and Conditions

Interest free deferred payments
Payment for your purchase will be deferred for the stated period. During the deferred payment period, no interest will accrue and no monthly payments need to be made. If you pay the outstanding balance in full before the end of the deferred payment period, you will avoid paying any interest. If you do not pay the outstanding balance in full before the end of the deferred payment period, the amount payable will include interest and will be included in the minimum monthly payment amount shown on your monthly statement. Prevailing interest rate applies to any outstanding balance on the expiry of the deferred payment period (currently 25.99% p.a. for Gem Visa and 29.95% p.a. for Gem CreditLine).

House of Travel fee of 2.5% applies for all Gem Visa Extended Credit payments. Changes and cancellations made after bookings are processed may incur additional charges. Lending Criteria, fees, terms and conditions apply. Rate and fees correct at date of publication but are subject to change. Available in-store only; not available online at houseoftravel.co.nz

 

Interest free finance
Credit and lending criteria, $55 establishment fee and $52 annual account fee apply. Prevailing interest rate (currently 25.99% p.a.) applies to any outstanding balance on the expiry of the interest free period. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period Contact the retailer for further details. Credit provided by Latitude Financial Services Limited. Shopper’s Protection is issued by Hallmark Life Insurance Company Ltd. and Hallmark General Insurance Company Ltd. (incorporated in Australia and operating in New Zealand). Start paying the better way today.

House of Travel fee of 2.5% applies for all Gem Visa Extended Credit payments. Changes and cancellations made after bookings are processed may incur additional charges. Lending Criteria, fees, terms and conditions apply. Rate and fees correct at date of publication but are subject to change. Available in-store only; not available online at houseoftravel.co.nz

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