Navigation
Back

Gem Visa/Gem CreditLine

Book now at House of Travel, with more time to pay. Apply now.

Gem Visa/Gem CreditLine

Gem Visa / Gem CreditLine

It’s now easier than you think to purchase House of Travel’s exciting new travel deals, from flights through to accommodation and experiences. Now is the time to book that ultimate holiday adventure you have been dreaming about or check out some inspirational travel stories to find the right trip for you.

With Gem Visa, we have a range of Interest Free finance plans to choose from to suit your circumstances. Not only will you be able to finance your holiday, you will also receive a Gem Visa credit card to benefit from 6 months interest free on any other purchases you make (of NZ$250 or more) anywhere in the world that Visa is accepted^. (Important: Customers must select eligible purchases for the interest-free offer via the Latitude Service Centre or the Latitude app within 30 days of completing the transaction).

 

These deals are only available in-store, not online.

16 Months Interest Free^ 

  • Minimum purchase $500. Minimum monthly payments required.
  • A HOT fee of 2.5% applies
  • Available on participating Gem Visa or Gem CreditLine credit cards only.
  • New customers must apply and be approved for a Gem Visa credit card.
  • See terms and conditions^ below or ask in-store for details

12 Months Interest Free^ 

  • Minimum purchase $499. Minimum monthly payments required.
  • A HOT fee of 2.5% applies
  • Available on participating Gem Visa or Gem CreditLine credit cards only.
  • New customers must apply and be approved for a Gem Visa credit card.
  • See terms and conditions^ below or ask in-store for details

6 Months Interest Free^ 

  • Minimum purchase $499. Minimum monthly payments required.
  • A HOT fee of 2.5% applies
  • Available on participating Gem Visa or Gem CreditLine credit cards only. 
  • New customers must apply and be approved for a Gem Visa credit card.
  • See terms and conditions^ below or ask in-store for details

Click here to apply before you head instore

Apply now!

Terms and Conditions

House of Travel 2.5% fee applies. Available on a Gem Visa credit card. Minimum monthly payments required. Exclusions may apply. Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), may not be sufficient to repay the purchase amount(s) during the interest free term. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.

#HOT FEE: House of Travel fee of 2.5% applies for all Gem Visa purchases. Changes and cancellations made after bookings are processed may incur additional charges.